at 26, if you have a good record,, EVEN with a GTO,,your insurance should not be too bad,, go out and buy a junker, your rate will drop a lot if you have more then one car,, put the lowest amount of insurance that you can on the junker, tell them it is your primary driver and the GTO is for pleasure use only
Thats what I did. I told them that the GTO was a pleasure use car, truely is, and my Lancer is my DD. My GTO premium is cheaper than my little Lancer.
Funny story.
When I bought my '04 in March, '04............I went to get it plated/registered. The woman at the license brach took one look at the VIN and said, "No, nuhuh, thats a mistake, there are no VIN's that start with 6." Called my insurance agent to get insurance, he says, "they dont have a listing for a GTO." I said, "Its.........uhhh.....a special...uuhhh...V-6 Sunbird...yeah, thats it."
So, I ended up with a GTO that is driven only for pleasure, under 7k a year and under.............well, lets say I cover 2 cars...1 full, the other pl/pd.....for under $900 a year. And it carried over on the '06. No complaints here.
And my insurance is also a "replacement" cost. Heh heh, it also helps when your agent owns a vette and an M3.
__________________
'06 Torrid Red M6 (Redrum)
Comp 228/232
SW LT's
C.A.I. Air Box
GMM Ripper
JHP Pod
SLP Pulley
Pedders stuff
HPS tuned
Funny story.
When I bought my '04 in March, '04............I went to get it plated/registered. The woman at the license brach took one look at the VIN and said, "No, nuhuh, thats a mistake, there are no VIN's that start with 6." Called my insurance agent to get insurance, he says, "they dont have a listing for a GTO." I said, "Its.........uhhh.....a special...uuhhh...V-6 Sunbird...yeah, thats it."
So, I ended up with a GTO that is driven only for pleasure, under 7k a year and under.............well, lets say I cover 2 cars...1 full, the other pl/pd.....for under $900 a year. And it carried over on the '06. No complaints here.
And my insurance is also a "replacement" cost. Heh heh, it also helps when your agent owns a vette and an M3.
That's a good one....
Beware though... If something happens to it and they send an adjuster out to look at it and his reports say it's a sunbird and he sees it's a GTO.... expect a major fight. They will blame you... They will insist you frauded them... Insurance companies never make mistakes......
I'm in New Jersey... The insurance here is RIDICULOUS to start with... Before my accident I was paying $2200.00 a year for both vehicles (for Jersey, that's not bad at all!!!). Now due to a weather related mishap, I'm paying $3888.00! Keep in mind, I had a clean record until the accident... as far as mods... They wont even talk to me about extras! (by the way, I'm shopping around for a new insurance company... any suggestions for my area?)
oh, Welcome back Dizz! How are you feeling since the surgery?
Beware though... If something happens to it and they send an adjuster out to look at it and his reports say it's a sunbird and he sees it's a GTO.... expect a major fight. They will blame you... They will insist you frauded them... Insurance companies never make mistakes......
What, me fradulize the insurance company?? Why I never!! But my roof looks pretty good after the hail damage claim.
__________________
'06 Torrid Red M6 (Redrum)
Comp 228/232
SW LT's
C.A.I. Air Box
GMM Ripper
JHP Pod
SLP Pulley
Pedders stuff
HPS tuned
AutoForums.com is the premier network of enthusiast-owned
enthusiast-operated automotive communities.
We operate more than 100 automotive forums where our users consult peers for shopping information and advice, and share
experiences and opinions as a community.
Member
But my roof looks pretty good after the hail damage claim. 
Linear Mode
