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Old 01-25-2013, 10:55 AM   #1 (permalink)
 
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Which insurance comp to use

After the little set back i want to get insurance on the car through the build. Which insurance comp are most of you guys are using. Grundy hagerty ect.. Any good/bad stories. Thanks
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Old 01-25-2013, 05:46 PM   #2 (permalink)
 
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Hard to beat Hagerty. Have had it for 12 years on my '55 Safari. Three years ago my garage spring broke and caused paint damage to the roof and hood. I had a check for $3500 no questions asked. Added my '67 this year for only 70 bucks extra.
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Old 01-25-2013, 06:18 PM   #3 (permalink)
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I can't believe how cheap State Farm is. Just swiched over around a year ago. I have two cars, a truck, HD, vintage VW, and the GTO and it's under $100/mo. granted no tickets at all.
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Old 01-25-2013, 06:25 PM   #4 (permalink)
 
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I should have said...I have a separate vintage car policy, the '55 Safari, a '67 GTO and a Comet Caliente project for 300 a YEAR with Hagerty.
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Old 01-25-2013, 07:27 PM   #5 (permalink)
 
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re: Which insurance comp to use

GEICO as a daily driver. USAA said they could not insure the vehicle for its current value. Best case seneriao they could pay 90% the purchase price in 1969.

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Old 01-25-2013, 09:32 PM   #6 (permalink)
 
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I am under Grundy, Value @ 21000 is $203.60/year. Just did a quote for Hagerty, did not list GTO but closest choice was tempest. Same Value was quoted @ $295 year. Switched from State Farm several years ago because their rates were over the top. I am sure it is driven by the State??? but will have to phone an agent from Hagerty, their online quote does not seem right.
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Old 01-25-2013, 10:56 PM   #7 (permalink)
 
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ins.

Hagerty: 25+ HAPPY years. Plus, their little magazette they send you sometimes is excellent reading.
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Old 01-26-2013, 07:40 AM   #8 (permalink)
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All 3 of my collectors are under Grundy. Hagerty couldn't come close and does not offer as good a policy as Grundy. I even gave Hagerty a chance to match Grundy, NOPE. I shopped and shopped for the best deal.
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Old 01-26-2013, 12:15 PM   #9 (permalink)
 
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Thanks for the info guys. Will call haverty and grundy mon morn for quotes
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Old 01-26-2013, 04:02 PM   #10 (permalink)
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Quote:
Originally Posted by joesweeting View Post
GEICO as a daily driver. USAA said they could not insure the vehicle for its current value. Best case seneriao they could pay 90% the purchase price in 1969.

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I have Classic Collectors insurance. Great service and a great price.

Make sure you get an Appraised Value on your car. An appraisal is about $100 and makes sure you get what your car is really worth, not "90% of it's original purchase price."

Seriously????

And they said that was a "best" case scenario?

GTO's were only like $4000 in 1969 and you won't get much of a real 69 GTO for that these days.

Back in the early 90's I had a 65 Plymouth that I sank everything I had into over five years. Still living at home and built my hot rod from scratch. Burnt to the ground street racing (Nitrous related) and all I had was liability insurance on it. I had to pay $90 to get the burnt shell towed back to where I stored it. Now I carry a fire extinguisher in every vehicle I own. That's cheap insurance too!

You want to be able to replace what you've got if something happens. And be sure to keep all receipts for everything you do to the car, that helps establish value too.

Now, my policy limits the miles I'm allowed per year, but I've never had a problem with that. Not with the 3 mpg and all....... but it also covers it while in storage or in transport when I trailer it.
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