I have a stated value policy with Classic Auto & Car insurance. They have mileage tiers, I chose 3000 miles a year and pleasure use because that's about all I get to drive it since I work away from home. Not sure how high the tiers go.
I did it all on line with them... stated value of $36,000 (since there was only a small incremental increase, I went high), $0 deductible. $365 a year. I like the $2000 spare parts coverage that comes with every policy. I did not need an appraisal. Just sent them photos.
This is from their website:
Tiered mileage plans are tailored to your needs for your antique auto insurance policy.
Unused plan mileage rolls over to your next antique car insurance policy term.
Agreed value with inflation guard protects you in case of loss and is included with our base antique car insurance policy.
Modifications are automatically covered with no restrictions when you have one of our antique auto insurance plans.
Partial losses are not adjusted for betterment or depreciation according to our antique car insurance policies.
Newly acquired and replacement vehicles are automatically covered for $50,000 for 30 days from the date of purchase with our muscle car insurance policies with increased limits available.
Roadside assistance is included for $75/occurrence with every antique car insurance policy with upgrades available.
Spare parts and accessories are covered up to $2,000 with increased limits available for your antique auto policy.
Pet coverage and trip interruption are included with all of our muscle car insurance policies.
Foreign coverage is available to add to your muscle car auto policy if you drive outside the country.
Classic Car Insurance for Collectors, Antique, Exotic & Old Cars