Insurance? - Pontiac GTO Forum
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post #1 of 19 (permalink) Old 02-22-2007, 04:11 PM Thread Starter
 
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Insurance?

I just wanted to get a heads up on the insurance for a GTO. Preferably people around 22 years of age. I believe my insurance company quoted me 150 a month for a 2005.
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post #2 of 19 (permalink) Old 02-22-2007, 05:38 PM
 
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I'm 21. Insurance Is cheaper for the goat than my sunfire.
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post #3 of 19 (permalink) Old 02-23-2007, 01:01 PM
 
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woww. How does that happen if you don't mind me asking?
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post #4 of 19 (permalink) Old 02-23-2007, 01:20 PM
 
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u asking for full coverage or liability only??
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post #5 of 19 (permalink) Old 02-23-2007, 01:28 PM
 
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I guess a lot of teenage girls buy sunfires and reck em. Where as nobody buys GTOs, and few reck them.
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post #6 of 19 (permalink) Old 02-23-2007, 02:12 PM
 
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Im 21, with the remaining 2 points on my driving record mine comes out to 287 per month, my heart loves the car but my wallet hates it. hope this helps...
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post #7 of 19 (permalink) Old 03-04-2007, 06:22 PM
 
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22... 23 in two weeks.

I'm paying 170 a month for full coverage on the 04 GTO and an 07 Silverado. I'm the primary on the GTO and wife is primary driver on the Silverado. She's also 26.

I have USAA

EDIT: My insurance went up $25 a month from my 04 Saturn Ion II with the same coverage.

Last edited by BrandonS; 03-04-2007 at 08:29 PM.
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post #8 of 19 (permalink) Old 03-04-2007, 08:04 PM
 
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My car insurance just went up 70.00 every 6 mo because it got "re rated" from a 19 "symbol" to a 22... whatever that means, but it costs more. I complained to underwriting and finally got it pushed back down. I'm paying 78.00/mo.
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post #9 of 19 (permalink) Old 03-05-2007, 05:49 AM
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Garage
My insurance policy for all 4 of my vehicles dropped 37 dollars. The GTO went up 1.00... Reason for drop is a drop in collision on my wifes 2004 Grand-Am GT. and a few other minor drops in coverages.
54.00 a month for the GTO. I have high dollar amount coverages on all, Full tort (which means I retain my right to sue should I have to, limited tort means you relinquish your right to sue except for extreme extenuating circumstances) 50.00 comp and 250 collision deductibles. Road Service is a mere 4.00 a year. 34 year preferred driver, multi car and homeowner discounts. No surcharge for further accidents.

Coverage on 4 vehicles.... 1682 a year. If I were in my 20's, I'd hate to have to quote insurance on the GTO. Younger drivers are being penalized for the one's who in studies have proven to have high accident rates in the age group. Another indigent rule is, if you sit down to pee you get cheaper rates.

Older drivers IMO in the 60 on up age range should have to be given new tests every few years. As they get older their reflexes slow and this causes to put it nicely.."anxiety" out on the road. I think we've all seen older drivers in a stooper as they drive. I've seen it in younger drivers too, but as you age, you slow. Both my son's have suffered through insurance reaming.

One thing many sacrifice is premium price for inadequate coverage. Not wise.

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post #10 of 19 (permalink) Old 03-19-2007, 08:07 PM
 
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im 20 yrs old and im paying 100 a month for full coverage.
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