[lotaguts]

Ok someone I could use a little help figuring this out

Trying to work a deal on an 04 yellow A4

With my truck as trade-in total more or less would be $25,730 including tax, tags and other fees. With a rate of around 8% to 9% for 72 months how is the dealer figuring around the $500.00 mark. For instance I use e-loan's payment calculator and choose the fair credit level rating just for craps and giggles its shows me $464/month and I know my credit is in the good to excellent range but chose the worst just to be sure. Does not make any sense to me. I wondering if its better to walk in with my own financing from e-loan.

 

[Joey_T]

$25,730 for 72 months and close to 12% interest means $500 a month. If that is what they are charging, you definitely need to get your own financing. The e-loan rate of a little over 6% will save you about $75 a month.

 

[lotaguts]

Ok that makes sense what idiots 12% that is with herendous credit. I got them down to 22600 from 24900 I think this is decent for a 9k mile car. I just need them to do a little better on my truck. Anyone ever dealt with E-Loan ?

 

[C5ORGTO]

Some dealers also add fees. My dealer charged my $200 for Etching the Vin on the window. They said they do that to all there cars. I didn't care that much because I really wanted the car. Find out what all the miscellaneous fees that they are adding, and you maybe surprised.

 

[gto_lady04]

E-checks

Make sure the dealer will take an e-check first!!!
We had a loan pre-arranged and the dealer we went to didn't, no would not, take e-checks!!!! We still went through with the deal cause we wanted the car to badly!!!

Victims of Desire!!

 

[DallasSleeper]

Some dealers also add fees. My dealer charged my $200 for Etching the Vin on the window. They said they do that to all there cars. I didn't care that much because I really wanted the car. Find out what all the miscellaneous fees that they are adding, and you maybe surprised.

I don't think I would have paid the fee for that, if they balked at dropping it, I would have walked. Chances are you would have made it about 4 feet from the desk and they would have forgotten that charge.