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I put about a 1000 miles a year on my 05 Goat, the Insurance on it cost me more then it would on a 05 C6 Corvette with the same coverage. Don't ask me why, this is what my Insurance company told me. Anyway back to the question, is there any Insurance company's that will insure the Goat on miles driven per year. Now I know of company's that insure exotics and antiques, but not any that do 05 Goat's. Any and all help would be appreciated.
 

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I put about a 1000 miles a year on my 05 Goat, the Insurance on it cost me more then it would on a 05 C6 Corvette with the same coverage. Don't ask me why, this is what my Insurance company told me. Anyway back to the question, is there any Insurance company's that will insure the Goat on miles driven per year. Now I know of company's that insure exotics and antiques, but not any that do 05 Goat's. Any and all help would be appreciated.
My insurance company has a reduced rate for vehicles that are driven less than 7 K a year. It is classified as a pleasure vehicle. You have to have another vehicle to declare as the main driver though.

I have a total of 4 vehicles. Only one is listed as the main driver. It's not the GTO either.

Erie Insurance.
 

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I put about a 1000 miles a year on my 05 Goat, the Insurance on it cost me more then it would on a 05 C6 Corvette with the same coverage. Don't ask me why, this is what my Insurance company told me. Anyway back to the question, is there any Insurance company's that will insure the Goat on miles driven per year. Now I know of company's that insure exotics and antiques, but not any that do 05 Goat's. Any and all help would be appreciated.
The average age of a C6 owner is upper 40's. Most old farts don't drive in a risky manor. That gives it a huge insurance advantage. I've heard that insurance for C4 Corvette's is really starting to jump. It's almost and in some cases more than the C6. Go figure.
 

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The average age of a C6 owner is upper 40's. Most old farts don't drive in a risky manor. That gives it a huge insurance advantage. I've heard that insurance for C4 Corvette's is really starting to jump. It's almost and in some cases more than the C6. Go figure.
If what you say is true about the age of the owners then that most likely would indicate that the C4 Corvettes are making their way into the hands of the younger generation that tend to drive like idiots. I was lucky enough that the first car I owned was a FWD, that kept me alive long enough to learn how to drive in way that doesn't cause a 50 car pileup on the interstate
 

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If what you say is true about the age of the owners then that most likely would indicate that the C4 Corvettes are making their way into the hands of the younger generation that tend to drive like idiots. I was lucky enough that the first car I owned was a FWD, that kept me alive long enough to learn how to drive in way that doesn't cause a 50 car pileup on the interstate

God forbid kids that get a hold of a Vett and drive it like they do their low rider Hondas or acuras.
 

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I have State Farm and I am 38 years old with a clena record.
I am paying about $680 a year full coverage. I have my 06 GTO listed as my pleasure car. I had an '01 Monte Carlo SS that I did the same things too. I do not drive it more than 5000 miles in a year. I drive my Truck or my Harley the rest of the year.
 

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I agree with what they said... make sure it's listed as a pleasure vehicle and not your daily means of transportation. I'm with State Farm, the rates are lower on pleasure vehicles, but they sometimes send out a form for you to fill out where you state the actual mileage on the vehicle and sign off on it so they know whether or not you're getting pleasure rates but driving it regularly. I think the limit is 6000 miles annually for a pleasure vehicle.
 
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