gto_lady04 said:
How do you go about getting that accompolished, I have heard others say the same thing.
Exactly what do you have to do?
I live in Illinois Pothole Hell!
I live in IL also, and I received money from a village for road damage.
I was driving my Lincoln LS when the road, basically, exploded from water saturation. I called the Village Streets and Sanitation Department and was given the name of a person to call. They had a police officer do a report and note the damage. I faxed a repair estimate and the village’s insurance company cut me a check within a few weeks. Not only that, the day after my report the road was fixed. You can also go through your insurance company and have them pursue repayment from the responsible municipality.
While I’m at it, some additional info others may not be aware of:
1. If anything is stolen from your car you can claim it on your homeowner’s or renter’s insurance. The repayment is a depreciated amount, so I’m sure everything taken was recently purchased – right? You don’t need receipts, just a list of the items stolen.
2. Rock chips and other damage are covered by your insurance if they happen at once. For example, if you’re on the road and a dump truck starts dropping pebbles all over – you’re getting new paint. So, did the chips in your paint happen over a year or did that dump truck you got stuck behind yesterday do it?
3. Your insurance company will not cover aftermarket parts without aftermarket insurance. It’s a very cheap addition to your policy; so, if you’ve added modifications or new electronics call your agent and have it added.
4. For those of you with tint in a state where it’s not allowed, you can get a note next time you’re at the doctor. Yup, tell the doctor the sun is causing a rash or freckles on your arm and you need a note for window tint.